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CII Insurance law (IL) Exam Sample Questions (Q34-Q39):
NEW QUESTION # 34
Under the provisions of the Contracts (Rights of Third Parties) Act 1999, the right to enforce a contractual term arises if a third party.
- A. is one of a general class of persons identified in the contract as benefitting from the contract.
- B. proves that the parties to the contract intended to limit his rights.
- C. is the agent who arranged the contract.
- D. appoints an agent to carry out the contract provisions.
Answer: A
NEW QUESTION # 35
For this question more than 1 option is correct. You must select all the correct options to gain the mark. What are the characteristics of an express term in reaching or recording an agreement?
- A. It will usually override any implied term which conflicts with it.
- B. It may be oral or in writing.
- C. It may be implied by conduct.
- D. It must be evidenced in documentary form.
Answer: A,B
NEW QUESTION # 36
How can an agency relationship be best described?
- A. A person has ratified another party's action.
- B. A person has the authority to act on behalf of another party.
- C. A person has transferred his obligations under a contract to another party.
- D. A person, who has paid another party under a contract, has the right to stand in the place of that other party and avail himself of the rights and remedies of that party.
Answer: B
NEW QUESTION # 37
In a chain of events, the proximate cause of a loss is always the
- A. only event contributing towards the loss.
- B. dominant event leading to the loss.
- C. last event before the loss occurs.
- D. only event which is not excluded by the terms of the policy.
Answer: B
NEW QUESTION # 38
The Chancery Division is a division of the:
- A. Crown Court.
- B. High Court.
- C. County Court.
- D. Magistrates Court.
Answer: B
Explanation:
The Chancery Division is one of the three divisions of the High Court in the United Kingdom, dealing with matters such as business law, trusts, and intellectual property.
NEW QUESTION # 39
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